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Dealing With Insurance
Companies
Jacksonville
Auto Accident Attorney - Lawyer,
providing experienced Auto Accident and Personal Injury Liability legal
representation in
Jacksonville, Duval
County, Nassau County and the surrounding Northeast Florida areas.
 First
and foremost, it is important that you understand in the case of an auto
accident and injury claim, the insurance company, in most cases, is not your
friend. Make no mistake about it, insurance companies are for-profit
organizations that always look out for their bottom line by trying to limit and
delay their payouts for insurance claims.
In most cases where an insurance company
tries to contact you directly to offer a quick settlement, the settlement offer
is made without regard to the full extent of your property damage, you injuries,
further medical or rehabilitation needs, or the long-term or permanent
ramifications your injuries will have on your life.
It is advisable that after you have been in
an auto accident, after you seek medical attention, the next thing you should do
is seek experienced legal counsel that will protect your rights and ensure you
have the best opportunity to be FAIRLY COMPENSATED for your injuries and
property damage.
As a law firm providing experienced auto accident attorney -
lawyer
legal services assisting
Jacksonville and
Northeast
Florida
residents with personal injury liability
legal claims, we are committed to
protecting the legal rights of each and every client, while always
striving to provide
the highest standard of legal representation.
If you or a loved one has been the victim of an auto
accident or other personal
injury accident or incident due to the
negligence, carelessness, or recklessness of
another, make sure your legal rights are protected
by seeking the legal advice of an experienced
Jacksonville
auto accident attorney - lawyer
by contacting
The Law Offices of
Steven M. Fahlgren, P.A.,
at calling
904.845.2255.
Although
not considered legal terms, there are basically three types
of an auto accident and injury insurance compensation
settlement:
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Quick Settlement: When
an insurance company contacts you directly to offer you a settlement
amount that entices you to accept. These quick settlement offers are
intended to MAKE YOU GO AWAY. They do not take into account
the full extent of your injuries, property damage, lost wages,
medical treatment, prescription costs, or the long-term or permanent
effects of your injuries. The best way to look at a Quick Settlement
Offer is that the insurance company knows your accident and injury
claim is worth more, and could put a significant dent in their
profit margin.
-
Negotiation Settlement:
This type of settlement is when you have an attorney representing
your legal rights and the insurance company knows you are not simply
going to be bought off.
Your attorney will fully evaluate every aspect of the accident, your
injuries, medial situation, and all other factors that will provide
a clear picture for justifying a compensation and punitive damages
settlement amount that is fair and reasonable.
Your attorney will contact the insurance company informing them of
the facts at hand and begin the negotiation process. In many cases
your attorney will be able to negotiate a fair and reasonable
settlement amount that addresses all the factors of your auto
accident personal injury claim.
-
Settlement Before Verdict:
This type of settlement is when your auto
accident personal injury claim has entered into the civil trial
process. Insurance companies know that if the facts of the case
support the plaintiff by reputable doctors, police reports, witness
statement, and other relevant factors, settling prior to the jury
deliberation or verdict may be in their best interest. Waiting for
the verdict may be very costly for an insurance company, as it is
not uncommon for the reputation and history of denying claims by
insurance companies to be in the back of the minds of jury members.
The settlement offer by an insurance company in this phase must be
acceptable to the victim, who is informed by his or her attorney if
the settlement offer is fair and reasonable.
The law
provides auto accident and injury victims
to seek a legal claim in order to recover fair
compensation from the at fault party, which may include,
but may not be limited to:
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Injuries as a direct result of another's
recklessness, carelessness, or negligence;
-
Medical bills
directly related to you or your loved ones
injuries, including medical treatment, physical
therapy &, rehabilitation costs, prescription
costs, necessary medical equipment, and if
necessary, long term or permanent treatment
and care;
-
Lost Wages;
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Pain and Suffering;
-
Permanent or long-term diminished quality of life;
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And when there is a loss of life, families may also seek
compensation in a wrongful death liability claim.
 If
you require professional legal services regarding
Auto Accident, Personal Injury,
Wrongful Death Liability,
and
Insurance Dispute issues, be proactive in
protecting your legal
rights by seeking the legal advice of
an experienced
Jacksonville
auto accident attorney
- lawyer. Contact
The Law Offices of
Steven M. Fahlgren, P.A.,
by calling
904.845.2255.
Jacksonville
Auto Accident Attorney - Lawyer,
providing experienced Auto Accident and Personal Injury Liability legal
representation in
Jacksonville, Duval
County, Nassau County and the surrounding Northeast Florida areas.
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